• Q: Is good credit necessary to qualify for money?

    A: Your credit is never considered in the approval process.
  • Q: How long does it take to get money?

    A: It's very common to get your money the same day you complete your application. On average, it takes about two business days from the time we speak with your attorney.
  • Q: What types of cases qualify?

    A: Many different kinds of personal injury cases qualify. Click here for details.
  • Q: Is the defendant's insurance company notified?

    A: No, the only parties aware of your transaction are: 1) you as the plaintiff, 2) your attorney and 3) Oasis Financial.
  • Q: How much money can I expect to receive?

    A: As a responsible financial firm, we typically limit the funding to about 10% of our estimate of potential case value ($500 to $100,000 is available - sometimes more depending on your case). This helps ensure that you receive sufficient proceeds from the settlement.
  • Q: How does Oasis Financial help me get a fair settlement?

    A: People who experience an injury that wasn't their fault (people like you) often face the added insult of mounting financial problems--from lost income and/or costly medical bills. To make matters worse, the defendant, who may take advantage of your financial situation, is usually in no hurry to settle for fair value. Before Oasis Financial, plaintiffs would often settle too soon for too little just to avoid bankruptcy. A cash lifeline from Oasis Financial "levels the playing field" by giving you and your attorney the time needed to negotiate a fair settlement.
  • Q: How is the money repaid?

    A: The money is only paid from the proceeds of your case settlement.
  • Q: What if I lose my case?

    A: You keep the money and you owe nothing.

In the News

  • Oasis Financial Offers Customers Access to One of the First Financial Resource Sites Developed with Emergency Preparedness in Mind

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  • Reviews Are In: Oasis Financial Nets A+ Rating from the Better Business Bureau

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  • Oasis Sponsors Charitable Organization Dedicated to Providing Better Futures

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  • Oasis Financial Offers Customers Access to One of the First Financial Resource Sites Developed with Emergency Preparedness in Mind

    CHICAGO, Apr. 3, 2017 /PRNewswire/ -- For the last fifteen years, the nation's largest consumer legal funding provider, Oasis Financial, has served consumers facing a financial crisis after an emergency or accident, and talked to people daily living paycheck-to-paycheck. To learn more about Americans' perceptions of emergency savings, Oasis commissioned an in-depth public opinion survey from the Harris Poll last year. The results were staggering, but not shocking: Nearly two-thirds of us aren't prepared to weather a financial crisis, which can be caused by accident or injury.

    "We knew we needed to do our part to fix the problem and help our customers get on a path toward financial wellness," said Ralph Shayne, CEO of Oasis Financial. "We also knew we couldn't do it alone."

    Oasis partnered with the Alliance for Responsible Consumer Legal Funding (ARC), a non-profit organization, to develop and launch ARCFinanciallyFit.com (Financially Fit), a website providing consumers with tools to achieve financial literacy and bolster emergency savings. The site officially launches today in conjunction with the start of National Financial Literacy Month.

    Financially Fit's easy-to-digest web platform presents the best expert resources to help consumers combat a financial crisis, form good spending habits, and prepare for the future. The site also offers free one-on-one budgeting help through a partnership with Money Management International (MMI), the largest non-profit credit counseling agency in the country.

    "Most Americans are one job loss, one accident, or one health emergency away from financial crisis," said Shayne. "Emergencies are far more damaging for those who haven't prepared for the unexpected. Providing resources like Financially Fit allows us to be an ally in our customers' efforts to prepare."

    Oasis engaged in a beta test of the site with ARC starting in December 2016. After four months of testing, the site garnered over 3,000 views and more than 660 people called MMI to get help. "We are looking forward to sharing this site with even more people," said Shayne.

    "It was great to work together on this project," said Rob Johnson, Executive Director of ARC. "We took a holistic approach to the site, because providing concepts isn't enough. Implementing a budget can be hard to do alone, but it's necessary when building up emergency savings. That's why we wanted to connect people with budget counseling, so they can take control of their financial futures and not let the unexpected turn their lives upside down."

    About ARC
    The Alliance for Responsible Consumer Legal Funding (ARC) is a diverse coalition of consumer legal funding providers, consumers, academics, community activists, policy makers and other supporters. It was established to preserve legal funding as a choice for the many Americans who have suffered an unexpected economic loss due to an accident and have a pending legal claim. Legal funding can help families pay for immediate personal needs such as rent, mortgages, car repairs, utilities and groceries while they wait for their claims to settle fairly. ARC promotes practices and regulations that lead to informed decisions between individuals and their attorneys, so that families have more options—not fewer. ARC advocates at the state and federal levels to recommend regulations that preserve consumer choice. ARC member providers handle the majority of all legal funding transactions in the United States.

  • Reviews Are In: Oasis Financial Nets A+ Rating from the Better Business Bureau

    CHICAGO, Feb. 11, 2016 /PRNewswire/ -- Oasis Financial, a national pioneer in pre-settlement consumer legal funding, recently received an A+ accreditation from the Better Business Bureau of Chicago and Northern Illinois (BBB) in recognition of its commitment to its customers and customer service practices.

     "Only those businesses that meet our high standards and pass the review process are approved by our Board of Directors," Steve J. Bernas, president & CEO of the Better Business Bureau serving Chicago and Northern Illinois said Tuesday. "We care deeply about our customers and know they deserve the best," said Ralph Shayne, CEO of Oasis Financial.

    Oasis Financial leads the industry in providing consumer legal funding—funding to individuals involved in personal injury litigation, primarily due to auto and work-related accidents that do not have to be paid back if they lose their case. Legal claims take time to settle fairly. Thankfully, Oasis is there to bridge the gap—helping families make ends meet between the accident and receiving a fair insurance settlement.

    Over half-a-million people have trusted Oasis for their legal funding needs in the last decade. "We strive to provide timely, accurate information to our customers. Everything they need to make strong, informed financial choices," said Shayne.

    According to a recent PEW Charitable Trusts study, nearly 55 percent of all American households lack the financial wherewithal or have more than one month's salary in savings to weather a financial crisis, such as a the loss of income due to an injury. When disaster strikes, meeting even basic family needs can become a struggle.

    "We are there when life moves faster than your case," said Shayne.

    About Oasis Financial

    Oasis Financial, a national pioneer in consumer legal funding, is headquartered in suburban Chicago, Illinois, and has satellite offices across the country. Last spring it went through a highly successful rebranding campaign when its name changed from Oasis Legal Finance.

    Oasis continues to be a driving force in the regulatory and legislative areas of the consumer legal funding industry. It is a founding member of the Alliance for Responsible Consumer Legal Funding (ARC), which is diverse coalition established to promote practices and regulations that lead to informed decisions between individuals and their attorneys. Families have more options—not fewer—when they've been in an accident. Working with a variety of stakeholders, Oasis is defining the appropriate regulations and best practices that will guide the industry well into the future.