Pre-Settlement Funding in Miami, Florida

If you’re facing mounting medical bills, lost wages, or everyday expenses while your Miami injury case is pending, Oasis can help. Our Miami pre-settlement funding provides cash tied to your pending claim so you can focus on recovery in South Florida. Eligibility decisions are quick, and funds can be available in as little as 24 hours after approval. This is not a lawsuit loan, as it is sometimes referred to. Funding is a nonrecourse purchase agreement that only requires payment based on the outcome of your claim. 

How pre-settlement funding works

  1. Apply: Submit a simple online form or call to provide basic case details and your attorney’s contact.
  2. Case review: Our funding specialists review the facts, medical records, and settlement prospects.
  3. Offer issued: If approved, you receive a clear offer outlining  payment structure.
  4. Accept and sign: Sign electronically; your attorney is typically kept in the loop to coordinate disbursement.
  5. Funds released: After final verification and approval, funds can be available in as little as 24 hours after approval.
  6. Payment from settlement: Payment is taken from your settlement proceeds; if your case does not result in recovery, payment typically isn’t required (state law variations may apply). This is not a lawsuit loan as it is sometimes referred to.

Why Miami Personal Injury Victims use Oasis

Plaintiffs in personal injury lawsuits in Miami benefit from pre-settlement funding in several significant ways:

  • Fast decisions from specialists experienced with injury claims in Miami, Florida and local courts.
  • No payments while your case is pending: payment comes from settlement proceeds.
  • Confidential, respectful handling of sensitive medical and legal information.
  • Funding amounts tailored to cover medical bills, rent, utilities, and daily needs.
  • Communicates with your attorney to minimize disruption to your case.

Who Is Eligible?

  • Individuals with active personal injury claims in Miami, FL (car accidents, slip and fall, motorcycle, pedestrian injuries, catastrophic injuries, wrongful death).
  • Applicants who have an attorney , we always verify attorney involvement.
  • Not available for criminal matters, workers’ compensation-only claims, or claims without verifiable injury or counsel.

Person walking by wet floor sign

Common Case Types we Fund

Oasis covers several types of personal injury cases, in both public and professional settings:

  • Car accidents: Whether a rear-end, T-bone, or multi-vehicle collision on I‑95 or local streets, car accident claimants often need funds for medical care and lost income.
  • Car accident in Miami, Florida: Coverage for uninsured/underinsured motorist situations and complex insurer negotiations are common in Miami.
  • Slip and fall injury Miami: Injuries from wet floors, uneven sidewalks, condo common areas, retail incidents, or beach-related incidents.
  • Motorcycle and pedestrian accidents: High-injury cases that often require extended recovery and rehabilitation.
  • Catastrophic injury and wrongful death: Large, complex claims where case resolution can take longer, and interim funds can be critical.

Miami-specific Considerations

  • Local court timelines: Miami-Dade case schedules and discovery phases can extend case resolution; funding bridges expenses during that time.
  • Common accident zones: High-traffic corridors (I‑95, SR‑836) and tourism areas can result in particular accident patterns and insurer responses.
  • Medical network: Miami’s trauma centers and specialists (e.g., Jackson Memorial Hospital) are frequent treatment sites; we work with documented medical records to support funding decisions.
  • Insurance landscape: Florida’s no-fault rules, PIP coverage nuances, and uninsured motorist claims can affect case timing; we adapt funding offers to local realities.

What to Expect: Costs & Terms

  • Transparent terms: The funding structure are disclosed up front so you know payment obligations before signing.
  • No monthly payments while case is pending: Payment is taken from settlement proceeds once your case resolves.
  • Non-recourse structure: Payment is only required from any recovery on your case; if you don’t recover, you typically owe nothing (subject to state law).
  • Full disclosure: We provide a clear agreement and explain all terms; ask for time to review with your attorney.

Pre-settlement Funding Application Process & Typical Timeline

The process is designed to be straightforward, with a focus on reviewing key case details and communicating directly with your attorney. While timing can vary based on documentation, many applicants receive a decision quickly and, if approved, may access funds in as little as 24 hours after approval.

  • Documents usually requested: government ID, attorney contact information, medical records or bills, police report (if applicable), and any available evidence of lost income.
  • Timeline: Initial review is often quick; once approved and paperwork is executed, funds can be available in as little as 24 hours, after approval. Exact timing varies by case and document availability.
  • Coordination with counsel: We routinely speak with your attorney to verify case details and arrange disbursement from settlement proceeds.

Miami Pre-Settlement Funding FAQs

Here are several of the most common questions we hear about pre-settlement funding from our Miami-based customers.

What is pre-settlement funding?

Pre-settlement funding provides funds against the potential proceeds of your pending personal injury case to cover bills and living expenses while your case is ongoing. This is not a lawsuit loan, as it is sometimes referred to: payment is taken from any settlement or award.

How quickly can I get funds?

After approval and signed paperwork, funds can be available in as little as 24 hours, depending on verification steps and document availability.

Do I have to make monthly payments?

No. There are no monthly payments while your case is pending; payment is taken from settlement proceeds after your case resolves.

What if I don’t win my case?

Payment is not required if there is no recovery; state laws may vary and your agreement will spell out the terms.

Is this a loan?

No. While sometimes referred to as a lawsuit loan, this funding is structured so payment is taken from your settlement proceeds; this is not a lawsuit loan as it is sometimes referred to. All terms are disclosed before you agree.

Local Resources & Legal Support

  • Miami-Dade County Clerk of Courts: case lookup and local filing info.
  • Miami-Dade Courts: schedules and local procedures.
  • Major trauma and medical centers: resources for medical documentation and follow-up care.
  • Consult your attorney: Always review funding offers with your attorney to ensure coordination with your case strategy.

Compare Your Options

If you’re weighing ways to manage bills while your case is pending, consider the pros and cons of available choices. Pre-settlement funding can provide case-specific cash tied to your recovery, with no monthly payments while your claim is unresolved. Other options (credit cards, personal loans, assistance from family) may affect credit or require regular payments. Discuss these choices with your attorney and funding specialist.

Ready To Apply Or Have Questions?

Apply now to check eligibility, or call to speak with a Miami funding specialist. We’ll explain the process, the limited credit check, and the terms so you can make an informed choice. Decisions are fast and funds can be available in as little as 24 hours after approval.

 

This article is provided for general informational and educational purposes only and does not constitute financial, investment, legal, accounting, or tax advice. No attorney–client, advisory, fiduciary, or other professional relationship is formed by your access to or use of this content. You should not act or refrain from acting based on any information herein without obtaining advice from qualified professionals who are familiar with your particular circumstances. The authors and publisher make no representations or warranties, express or implied, and disclaim all liability for any loss or damage arising from reliance on or use of this article.

Oasis provides pre-settlement funding, also known as consumer litigation funding, to its customers through different products depending on their state of residence or cause of action. Many consumers will be provided pre-settlement funding in the form of a purchase agreement, which assigns a portion of the pending proceeds from their legal claim. Other consumers, such as those in CO, CT and SC will be offered a funding in the form of a pre-settlement loan, sometimes referred to as a lawsuit loan. These transactions have important differences, therefore, consumers should carefully review and be aware of the type of transaction that is offered to them by any funding company.