Legal cases involving personal injury in Kansas City, MO, can take months—or longer—to resolve. During that time, many plaintiffs are left balancing medical bills, lost wages, and everyday living expenses while waiting for their case to move forward. Pre-settlement funding in Kansas City, MO provides access to funds tied to your claim so you can stay financially stable throughout the process.
Whether your case involves a vehicle collision, a premises liability claim, or another injury-related matter, delays are common due to negotiations, investigations, and court timelines. While some people search terms like “lawsuit loans,” it’s important to understand that this is not a lawsuit loan as it is sometimes incorrectly referred to. In Missouri, Oasis offers nonrecourse funding that is structured around your case and coordinated with your attorney.
Pre-settlement funding follows a similar process, no matter which company is providing the coverage:
Typically not eligible:
There are three primary types of pre-settlement funding we support in Kansas City and throughout Missouri.
Car accidents across Kansas City, from I-435 to local streets, often lead to injury claims that take time to resolve. Insurance negotiations and liability disputes following an auto accident can extend timelines, increasing financial pressure on plaintiffs.

Incidents involving unsafe property conditions, such as wet floors or poorly maintained walkways, may result in premises liability claims. These cases often require a detailed investigation into property management and safety practices.
Workplace injuries can create financial strain while claims are processed. Depending on the structure and details of the case, certain claims may be reviewed for funding consideration.
Individuals pursuing personal injury in Kansas City, MO commonly use funds to cover what can quickly become financial hardships like:
This type of funding helps reduce financial pressure so you can avoid settling your case prematurely.
The process is designed to be straightforward and coordinated with your legal case. While timelines vary, many applicants receive decisions quickly and, if approved, may access funds in as little as 24 hours, after approval.

If you have an active personal injury claim and are represented by an attorney, your case may be evaluated based on liability and damages—not your financial background.
No. While many people search for that term, this is not a lawsuit loan as it is sometimes incorrectly referred to. Pre-Settlement Funding is a non-recourse structure that is based on your pending claim and payment comes from your settlement.
Once approved and documentation is complete, funds may be available in as little as 24 hours, after approval.
When exploring ways to manage expenses, it’s important to understand how different options work. Some forms of borrowing may require ongoing payments or impact your credit profile.
Pre-settlement funding is structured differently—it is tied to your case outcome and does not require payments while your claim remains unresolved.
If you’re navigating a personal injury claim in Kansas City, MO, and need financial flexibility while your case progresses, pre-settlement funding may help bridge the gap.
Apply today or connect with a funding specialist to learn more about eligibility, timing, and how the process works.
This article is provided for general informational and educational purposes only and does not constitute financial, investment, legal, accounting, or tax advice. No attorney–client, advisory, fiduciary, or other professional relationship is formed by your access to or use of this content. You should not act or refrain from acting based on any information herein without obtaining advice from qualified professionals who are familiar with your particular circumstances. The authors and publisher make no representations or warranties, express or implied, and disclaim all liability for any loss or damage arising from reliance on or use of this article.
Oasis provides pre-settlement funding, also known as consumer litigation funding, to its customers through different products depending on their state of residence or cause of action. Many consumers will be provided pre-settlement funding in the form of a purchase agreement, which assigns a portion of the pending proceeds from their legal claim. Other consumers, such as those in CO, CT and SC will be offered a funding in the form of a pre-settlement loan, sometimes referred to as a lawsuit loan. These transactions have important differences, therefore, consumers should carefully review and be aware of the type of transaction that is offered to them by any funding company.