Every year in Pennsylvania, thousands of people are hurt in car accidents on highways like I-95 in Philadelphia, the Pennsylvania Turnpike, and various roads in Pittsburgh and Harrisburg. Pennsylvania car accident statistics highlight that there were 110,382 reportable crashes in 2023, resulting in over 1,200 fatalities and more than 66,500 injuries.
Injuries from car accidents can leave victims facing skyrocketing medical bills, lost income, and daily financial strain long before their case settles. Pre-settlement funding is available in Pennsylvania to provide access to cash tied to the value of your claim so you can take care of your immediate needs while your case is still ongoing.
Learn how Pennsylvania pre-settlement funding works for auto accident cases, the types of injuries and claims that may qualify, and what factors determine eligibility. You’ll also get a clear look at how Oasis Financial supports Pennsylvania plaintiffs when they need it most.
Types of Auto Accidents Eligible for Pre-Settlement Funding in Pennsylvania
When you explore pre-settlement funding for auto accidents in Pennsylvania (sometimes incorrectly called “car accident loans”), what really matters is the type of accident you were involved in and the strength of your injury claim. Common accident categories that typically qualify are:
Car Accidents
If you were injured as a driver or passenger in a regular vehicle collision, whether from an auto accident on I-95 near Philadelphia, a multi-vehicle pileup on the Pennsylvania Turnpike, or a car accident in downtown Harrisburg, you may be eligible for funding. These cases often involve documented medical treatment, lost wages, and a clear liability scenario.
Motorcycle Accidents
Motorcyclists face a disproportionately high risk of serious injury. If you were on a motorcycle and suffered injuries in a crash on rural stretches outside Pittsburgh or in urban traffic around Philadelphia, you may have a strong claim—especially if there’s significant medical documentation and insurance exposure.
Semi-Truck / Commercial Vehicle Crashes
Accidents involving large trucks or commercial vehicles can be complex but very strong in terms of case value. Because of the serious nature of injuries in these collisions and the typically large insurance policies involved, these cases are frequently well-positioned for pre-settlement funding.
Have you been involved in an auto accident in the state of Pennsylvania and need help with pre-settlement funding? Oasis is here to help!
Common Passenger Injuries That May Qualify
Pre-settlement funding isn’t available for every car accident claim, but when your injuries are substantial, your case is more likely to qualify. Examples of qualifying injuries include:
- Whiplash / neck strain
- Broken bones or fractures
- Dislocated joints
- Lacerations (cuts) and soft-tissue injuries
- Concussions or traumatic brain injuries
- Spinal injuries/nerve damage
- Internal injuries
- Heart attacks or other cardiac events triggered by crash trauma
- Permanent impairments or disabilities
If your injury requires ongoing treatment, leads to lost wages, or has long-term health implications, it strengthens your chances of qualifying for pre-settlement funding.
How Pre-Settlement Funding Works in Pennsylvania for Auto Cases
Below are some real-world scenarios that typically qualify for pre-settlement funding, plus how those funds can ease the financial strain.
I-95 crash in Philadelphia
Imagine you’re a passenger in a car traveling on I-95 in Philadelphia, and another vehicle crashes into you when changing lanes. You suffer a concussion and soft tissue injuries. While your attorney builds your case, pre-settlement funding can help pay for your co-pays, therapy, and daily expenses.
PA Turnpike collision near Pittsburgh
Suppose a semi-truck collides with your vehicle on the Pennsylvania Turnpike near Pittsburgh. You break a bone and can’t work for weeks. Funding allows you to cover rent, medical bills, and other costs while your lawsuit is underway.
Local accident in Harrisburg
After a rear-end crash in downtown Harrisburg, you require hospitalization and rehabilitation. Pre-settlement funding can help you manage your bills, pay for transport, and ease cash-flow worries while your case is progressing through negotiations.
These examples show how Pennsylvania pre-settlement funding can benefit plaintiffs whose lives have been disrupted by an accident, providing financial stability while their attorney pursues the compensation they deserve.
What It Takes to Qualify for Funding in Pennsylvania
If you’re thinking about applying for pre-settlement funding, here’s what most funding companies (like Oasis Financial) will look for in a Pennsylvania auto accident case:
Active Personal Injury Claim
You need a legitimate, ongoing personal injury claim. That means you’ve consulted with an attorney and your case is being actively pursued.
Liability / Fault
There must be a viable argument that another party is at fault (or shares fault), whether it’s a negligent driver, a trucking company, or a roadway hazard.
Serious Injury
A simple fender-bender usually won’t qualify. But if your injuries are documented (through medical records, diagnostic tests, and ongoing treatment) and are significant enough to negatively affect your life or work, you stand a better chance of approval.
Legal Representation
Most funding companies coordinate directly with your lawyer, and the strength of your attorney’s case evaluation plays a big role in how much you could receive.
State of Legal Claim
Funding companies are limited in which states they can provide funding – your legal claim must be filed in a state where presettlement funding is permitted.
If you meet these criteria, there’s a good chance your case qualifies. From there, it’s just a quick application and attorney review—and funding often arrives much faster than people expect.
Why Choose Oasis Financial in Pennsylvania?
At Oasis Financial, we understand how overwhelming things can feel after an accident, especially when bills, recovery, and legal processes all converge. Here’s how we excel in supporting you:
- Fast Service – We know timelines matter, so we move quickly on applications and evaluations so you can access funds without unnecessary delay.
- Customer-Focused Support – We walk you through every step of the process, answer your questions, and treat you with respect. This isn’t just business for us, it’s about helping people get through a difficult time.
- Compassionate Experience – An accident changes lives. We aim to ease your financial burden so you can focus on recovery.
- Broad Availability – We work with accident cases throughout Pennsylvania, including major metro areas like Philadelphia, Pittsburgh, and Harrisburg, so you’re more likely to be eligible for support.
Work With US
If you’re seeking a Pennsylvania car accident settlement, pre-settlement funding can provide the breathing room you need to stay financially stable while your claim moves forward.
At Oasis Financial, we’re here to help you navigate this process with speed, clarity, and empathy. Check out our FAQ page and, if you’re ready to explore your options, reach out to us. Fill out our convenient online application to see how much funding you may qualify for.
The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only. No attorney-client or confidential relationship is or will be formed by use of the site. Readers of this website should contact their attorney to obtain advice with respect to any particular legal matter. No reader, user, or browser of this site should act or refrain from acting on the basis of information on this site without first seeking legal advice from counsel in the relevant jurisdiction.
Oasis provides pre-settlement funding, also known as consumer litigation funding, to its customers through different products depending on their state of residence or cause of action. Many consumers will be provided pre-settlement funding in the form of a purchase agreement, which assigns a portion of the pending proceeds from their legal claim. Other consumers, such as those in CO, CT and SC will be offered a funding in the form of a pre-settlement loan, sometimes referred to as a lawsuit loan. These transactions have important differences, therefore, consumers should carefully review and be aware of the type of transaction that is offered to them by any funding company.