Effective date April 2012
What personal information does Oasis collect?
The types of personal information we collect and share depend on the product or service you have with us, but is clearly stated on our applications. This is information that you, your attorney, or third parties provide to us on applications and other forms, by phone, fax, the Internet, or other delivery services. This information can include: name, address, e-mail address, telephone number(s), your date of birth, social security number, employment and income information, specific medical information pertaining to your personal injury, specific case details and claims information, witness statements and police reports. We may also use your information in order to obtain additional information regarding you, such as credit or consumer reports.
How does Oasis share personal information?
We share customers’ personal information in order to run our everyday business, such as to process or administer transactions, provide you with the services you are requesting from us, comply with legal requirements and as permitted by law. Some of this sharing is necessary to provide you with the services you are requesting from us. In the section below, we list the primary reasons we share customers’ personal information; the reasons Oasis chooses to share; and whether you can limit this sharing.
To limit our sharing, simply fill out the form at the bottom of this page.
|Reasons we can share your personal information ||Does Oasis share? ||Can you limit this sharing? |
|For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations ||Yes ||No |
|For our marketing purposes— to offer our products and services to you ||Yes ||Yes |
|For joint marketing with other ﬁnancial companies ||Yes ||Yes |
|For our afﬁliates’ everyday business purposes— information related to your transactions and experiences ||Yes ||No (except CA and VT residents) |
|For our afﬁliates’ everyday business purposes— information related to your transactions and experiences ||Yes ||Yes |
|For our afﬁliates to market to you ||Yes ||Yes |
|For nonafﬁliates to market to you ||Yes ||Yes |
Why can’t I limit all sharing?
In many circumstances, sharing information is necessary for us to provide you the services you are requesting. Federal law gives you the right to limit only
- sharing for afﬁliates’ everyday business purposes
- afﬁliates from using your information to market to you
- sharing for nonafﬁliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
California: In accordance with California law, Oasis Financial will automatically opt out California residents from sharing with unaffiliated companies and will not share information we collect about California residents with unaffiliated companies except as permitted by law, such as with the consent of the customer or to service the customer’s accounts. We will limit sharing with affiliates to the extent required by applicable California law.
Vermont: In accordance with Vermont law, Oasis Financial will automatically opt out Vermont residents from sharing with unaffiliated companies and will not share information we collect about Vermont residents with unaffiliated companies except as permitted by law, such as with the consent of the customer, to service the customer’s accounts or to other financial institutions with which we have joint marketing agreements. We will not share application information, consumer report information and information from outside sources about Vermont residents with affiliated companies except with the authorization or consent of the Vermont resident.
How Does Oasis protect my personal information?
To protect your personal information from unauthorized access and use, we use reasonable security measures that comply with applicable laws. These measures include computer safeguards and secured ﬁles and buildings. Our agreements with service providers or other nonaffiliated companies require them to treat your personal information in a confidential and secure manner.
How does Oasis collect my personal information?
We collect your personal information, for example, when you, your attorney, or third parties, such as credit bureaus, affiliates, or other companies provide it to us on applications and other forms, by phone, fax, the Internet, or other delivery services.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Passive collection of information
While you are on our website, we may automatically track information related to your voluntary use of the website. Such voluntary provided information may include, among other things, URL tracking information, user’s browser, user’s IP address, files viewed by you and your path through the website, date, time and frequency of accessing website and length of time spent reviewing certain features. In addition we may (i) use pixels provided to us by a third party to track the pages viewed, the number of pages viewed, and the number of customer conversions obtained from third parties and marketing agencies, (ii) place a cookie, provided to us by a third party, on your computer that tracks if you click on an advertisement so that future advertisements can be targeted to you based on the advertisements clicked on by you and/or your other activities on the website.
|Afﬁliates ||Companies related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies. |
Our affiliates include Oasis Financial Holding Company, LLC and Oasis Financial Operating Company, LLC
|Nonaffiliates ||Companies not related by common ownership or control. They can be ﬁnancial and nonﬁnancial companies |
Nonaffiliates we share with can include companies such as money transfer companies, collection agencies, investment and insurance companies, mortgage and brokerage companies, retailers or marketing companies.
|Joint Marketing ||A formal agreement between nonafﬁliated ﬁnancial companies that together market ﬁnancial products or services to you. |
Our joint marketing partners include categories of companies such as banks or lending institutions and insurance companies.
We may access or disclose information about you in order to: (a) comply with the law or respond to lawful requests or legal process; (b) protect the rights or property of Oasis, our service providers or our customers, including the enforcement of our agreements or policies governing your use of our services; or (c) act on a good faith belief that such access or disclosure is necessary to protect the personal safety of Oasis’ or our service providers’ employees, customers or the public. We may also disclose personal information as part of a proposed or actual corporate transaction such as a merger or sale of assets.