When a serious injury or loss occurs, financial strain often follows. Medical expenses, lost income, funeral costs, and daily living expenses can add up quickly while a lawsuit moves through investigation, negotiation, and litigation. Pre-settlement lawsuit funding can provide financial support during this waiting period, helping plaintiffs and families stay stable while pursuing justice.

Oasis Financial provides personal injury non-recourse pre-settlement funding for a wide range of case types beyond auto accidents and workers’ compensation claims. This resource page provides important information about additional qualifying case types, with a primary focus on wrongful death, pedestrian injury, and civil rights lawsuits.

What Is Personal Injury Pre-Settlement Funding?

Pre-settlement legal funding allows plaintiffs to access a portion of their anticipated case value before their claim resolves. Instead of waiting months (sometimes years) for an auto accident settlement or other type of personal injury, qualifying individuals may receive funds based on the strength and expected outcome of their case.

Approval is based on the legal merits of the claim rather than employment history or credit score. Pre-settlement funding is also non-recourse, which means that payment is tied to the outcome of the case and only occurs if the case resolves successfully.

Wrongful Death Pre-Settlement Funding

A wrongful death lawsuit arises when a person dies due to another party’s negligence or misconduct. These cases are filed by surviving family members or estate representatives seeking compensation for the losses caused by the death. Typically, the following individuals may file:

  • A surviving spouse
  • Children
  • An estate representative

Damages sought in wrongful death cases may include:

  • Loss of financial support or income
  • Funeral and burial expenses
  • Medical expenses prior to death
  • Loss of companionship

Because wrongful death cases often involve complex liability questions and significant financial stakes, they can take considerable time to resolve.

Workplace Wrongful Death Lawsuit Funding

Fatal workplace accidents can occur in construction, manufacturing, transportation, and other high-risk industries. In some cases, workers’ compensation death benefits may apply. However, if a third party, such as a contractor, equipment manufacturer, or property owner, was negligent, families may also pursue a separate wrongful death claim.

These cases can involve extensive investigations and multiple insurance carriers, which may delay settlement. Pre-settlement funding can help families manage financial obligations during this process.

Car Accident Wrongful Death Lawsuit Funding

Fatal car, truck, and motorcycle accidents are another common source of wrongful death claims. Several factors can extend litigation timelines, such as:

  • Insurance disputes
  • Accident reconstruction analysis
  • Liability investigations

When a pedestrian is fatally struck by a vehicle, the case may overlap with pedestrian injury law. Even in non-fatal pedestrian accidents, injuries are frequently severe, leading to extended recovery periods and complex claims.

Pedestrian Injury & Accident Injury Claims

Pedestrian accident injury claims occur when an individual on foot is struck by a vehicle or harmed due to unsafe roadway conditions. These accidents commonly occur in crosswalks, intersections, parking lots, and residential neighborhoods. Frequent causes include:

  • Distracted driving
  • Speeding
  • Failure to yield
  • Drunk driving

Common pedestrian accident injuries can be severe, such as:

  • Traumatic brain injuries
  • Spinal cord injuries
  • Broken bones
  • Internal organ damage

Pedestrian crossing in front of driver making left turn

Since pedestrians lack physical protection, recovery may require extensive medical treatment and time away from work. Lawsuits involving serious injuries often take time to negotiate or litigate, especially when fault is disputed. Pre-settlement funding can provide financial support while the legal process unfolds.

Civil Rights Lawsuit Funding

Civil rights lawsuit claims are filed when constitutional or statutory rights are violated by government entities, law enforcement officers, employers, or institutions. These cases seek accountability for unlawful conduct, including:

  • Excessive force
  • False arrest
  • Discrimination
  • Wrongful imprisonment
  • Prison abuse
  • Employment discrimination under federal statutes

Civil rights cases often involve detailed investigations and extended court proceedings. Plaintiffs may face months or years of litigation before resolution. During that time, civil rights legal funding can help cover living expenses and legal-related costs.

In addition to these primary case types, Oasis often provides funding for other qualifying claims described below.

FELA (Railroad) Lawsuit Funding

The Federal Employers’ Liability Act (FELA) allows railroad workers to sue their employers for negligence resulting in injury. However, unlike workers’ compensation systems, FELA requires proof that the employer was at least partially at fault.

FELA accidents frequently stem from equipment failures, train derailments, track maintenance incidents, and unsafe working conditions. These events can result in serious injuries that require long-term medical treatment, such as:

  • Traumatic brain injuries
  • Spinal cord damage
  • Crushed limbs
  • Fractures
  • Severe back and neck injuries
  • Hearing loss
  • Burns

Due to the complexity of FELA claims and the need to prove negligence, these cases can take significant time to resolve. Injured railroad workers pursuing FELA claims may qualify for pre-settlement funding while their case is pending.

Jones Act (Maritime) Pre-Settlement Funding

The Jones Act allows injured maritime workers (seamen) to sue their employers for negligence. Common maritime injuries include:

  • Offshore accidents
  • Vessel collisions
  • Slip and falls aboard ships
  • Equipment-related injuries

Maritime cases often involve federal maritime law and complicated jurisdictional issues, which can lengthen litigation. Pre-settlement funding may provide financial relief for qualifying maritime plaintiffs awaiting settlement.

Is Pre-Settlement Funding the Same as a Loan?

Many people search for “pre-settlement funding loans,” but Oasis doesn’t structure funding like a  loan, except in certain states. While loans in other contexts may involve monthly payments and repayment regardless of outcome, pre-settlement funding is tied to the resolution of the case itself.

Compared to a loan, with pre-settlement funding:

  • No monthly payments are made during litigation
  • Credit score is not an approval factor
  • Payment only occurs if the case resolves successfully

This structure can reduce financial risk for plaintiffs navigating uncertain timelines.

Handshake agreement with Dollar bills falling in the background

How the Pre-settlement Funding Process Works

Pre-settlement funding offers a straightforward process with the following steps:

  1. You retain an attorney.
  2. You apply for funding with a pre-settlement funding company such as Oasis Financial.
  3. The company reviews case details, estimated value, and documentation.
  4. Upon approval, funding terms are presented.
  5. Funds may be delivered within as little as 24  hours after final approval and attorney coordination.
  6. Payment occurs only if the case settles successfully.

Frequently Asked Questions About Personal Injury Pre-Settlement Funding

What is pre-settlement funding, and how does it work?

Pre-settlement funding is a non-recourse way to  access a portion of your anticipated settlement while your lawsuit is pending. Approval is based on the strength of your case, and payment is required only if the case resolves successfully.

Can I get pre-settlement funding for a wrongful death lawsuit?

Yes, qualifying wrongful death cases may be eligible for funding. Approval depends on the strength of the claim, estimated settlement value, and attorney involvement.

Is pre-settlement funding the same as a loan?

No. Although some people use the term “loan,” pre-settlement funding is structured differently. There are no monthly payments, and payment depends on the outcome of the case.

How long does it take to receive pre-settlement legal funding?

Timing varies based on documentation and attorney coordination, but funds may be available within as little as  24 hours after approval.

Get Financial Relief: Apply for Pre-Settlement Funding Today

Serious injuries, civil rights violations, and the loss of a loved one can create both emotional and financial hardship. You shouldn’t feel pressured to settle your case early simply because bills are mounting.

Pre-settlement funding from Oasis Financial can provide financial relief while your lawsuit moves forward. With no monthly payments and payment required only if your case resolves successfully, you can focus on recovery and justice without having to deal with short-term financial strain.

Check out our FAQ page for more information. When you’re ready, request a consultation or submit an application to find out whether you qualify.