Addressing all of your clients’ needs, together

As a personal injury attorney, it’s your job to make sure your clients are justly compensated after an accident. Sometimes that may mean helping them find financial relief while their cases are pending. That’s when you can count on us.

Oasis Financial’s roots can be traced to 2003, when some attorneys identified a specific need and found a way to help bridge the gap between a client’s current financial struggles and future settlement.

Today we provide access to some of the most comprehensive legal funding mechanisms in the industry. Our acquisitions of Key Health, and AccidentMeds, allow us to offer options for clients in need of immediate and ongoing medical care, and prescription medicine. These products and services complement our pre-settlement funding, which provides cash for plaintiffs in ongoing litigation.

Since its inception, Oasis has worked with thousands of attorneys to help relieve the financial stresses affecting plaintiffs. Our service also alleviates pressure on you by providing the time you need to outlast insurance companies and have cases settle for their full, fair value, all with an established company.

Making the best use of your time

We understand the nuances of personal injury law. We also understand the challenges facing solo practices and small law firms. If you are a personal injury attorney in solo practice or a small firm, you may lack the case administration resources enjoyed by your peers at larger law firms. For you, every hour spent on administrative matters is an hour that you could have spent on settlement talks or trial preparation.

Our Attorney Portal simplifies case management so you can spend your time doing things that matter to your case. Registering to use the portal facilitates streamlined management of status reports, administrative needs, payoff requests and similar tasks. You can:

  • Ask for additional funding
  • Ask for contract copies
  • Add case details and relevant documents
  • Provide servicing status
  • View payoff amounts
  • Submit e-payments

If you are already registered to use the portal, you can log in anytime. If you need to register, just give us a call or use our contact form.

Demystifying pre-settlement funding

As a personal injury attorney, you may often be tasked with helping clients in need of financial relief understand their options. When it comes to pre-settlement funding, it is important that they know their rights and obligations with regards to:

  • Upfront cost
  • Cost accruals
  • Fees and rates
  • Total cost

An important point to convey is that pre-settlement funding is not like a conventional loan. Be sure to advise your client that depending on the type of transaction, they are promising to pay money upon the final settlement or judgment in his or her case in exchange for cash now. This means that your client does not have to pay us back straight away and there are no monthly installments. Instead, we simply deduct the amount your client owes from the settlement or judgment.

Offering relief for plaintiffs in numerous personal injury cases

Our pre-settlement funding is available to qualified applicants in a vast array of personal injury cases. We provide cash to plaintiffs in lawsuits stemming from:

  • Auto accidents (drivers and passengers)
  • Pedestrian accidents
  • Workplace accidents (including construction, maritime and railroad accidents)
  • Slip and fall accidents
  • Wrongful death
  • General negligence

Keep in mind that this type of funding is only a viable solution for clients in certain circumstances. Specifically it may be a viable option for clients who were not at fault in the accident in which they were injured; for clients involved in protracted litigation; and for clients who are unable to work and lose income while their cases are ongoing.

Discussing other options for financial relief

We understand your responsibilities to your clients. Therefore, we do not expect you to recommend our products and services if it is not the best decision.

For example, if pre-settlement funding would not benefit your client, but he or she still needs help covering the cost of living, consider discussing the following options based on his or her finances and needs:

  • A personal loan or line of credit with reasonable interest rates
  • Use of personal credit cards
  • Seeking short-term financial help from family or friends

Explaining the application process

If you are familiar with pre-settlement funding or you have made referrals to us before, you will appreciate the simplicity of our application process. You will also appreciate how easy it is to explain to your clients.

As you know, all we need to start is the client’s name, contact information and basic information about the case. We will then follow up with you to get additional information so we can determine the case value and the likelihood of a successful outcome.

Because we primarily base approval on the strength of the case, and we are not making a conventional loan, your client’s credit score is not a factor.

The importance of the funding agreement

Once we approve a client’s application, we send copies of the funding agreement to you and your client for review. Before your client signs it, make sure that he or she understands all of the provisions, especially those pertaining to:

  • Fee assessments, rates and calculation.
  • Inclusion of upfront cost
  • Accrued cost
  • Total cost
  • His or her rights and obligations if the judgment or assessment does not cover our advance (with applicable fees) after any other deductions.

Once we receive a signed copy of the funding agreement, we can issue the funding.

Addressing myths about pre-settlement funding

Unfortunately, unscrupulous lawsuit loan companies have given the industry a bad name. As a result, critics make universal allegations about the assessment of exorbitant interest rates and similar practices.

Oasis defies those stereotypes as a founding partner of ARC, the Alliance for Responsible Consumer Lending. We also enjoy an A rating from the Better Business Bureau, and a four-star rating from Trustpilot. More importantly we have helped more than 250,000 individuals and families, by providing much-needed financial relief they need to pay their bills, rent, mortgage and so on.

The bottom line

There are lots of options when it comes to helping your client get the money they need until their case is resolved. We may be biased, but we believe Oasis is the best one for you and your client.

Among other things, we offer a streamlined pre-settlement funding process featuring minimal phone calls or paperwork. This allows you to focus on securing the best possible outcome in your client’s personal injury litigation. You can use our Attorney Portal for an even better experience.

We also facilitate the application and approval process with prompt acknowledgements and by offering conveniences such as digital signatures. In most cases, we can send funds to your client in as little as 24 hours, with no upfront out-of-pocket costs.

Additional services we provide

We also offer industry-leading pre-settlement funding to cover day-to-day expenses and Express Cash for Care™ to cover medical expenses for providers that won’t accept liens. Complementary services also include hassle-free medical lien solutions with no fees and no interest, and pharmacy card program accepted at 65,000 pharmacies.

If you would like to learn more, or your client has asked you about us, contact us using the form below, or call (800) 741-1667 for more information.

Oasis provides pre-settlement funding, also known as consumer litigation funding, to its customers through different products depending on their state of residence or cause of action. Many consumers will be provided pre-settlement funding in the form of a purchase agreement, which assigns a portion of the pending proceeds from their legal claim. Other consumers, such as those in SC and CO will be offered a funding in the form of a pre-settlement loan, sometimes referred to as a lawsuit loan. These transactions have important differences, therefore, consumers should carefully review and be aware of the type of transaction that is offered to them by any funding company.