If you’ve been injured because someone failed to act responsibly, you may be facing medical bills, lost income, and everyday expenses while your general negligence lawsuit is still moving through the legal process. These financial pressures can make an already stressful situation feel overwhelming, which is why many people consider taking out a loan. But Oasis Financial offers a different solution—non-recourse pre-settlement funding. With this option, unlike loans, payment only happens if your case successfully resolves.

What Is General Negligence?

General negligence occurs when someone is injured because another party failed to exercise reasonable care in maintaining property, managing activities, or handling responsibilities. These claims can involve a wide range of situations and locations, including:

  • Animal bites
  • Amusement park injuries
  • Bicycle and pedestrian accidents
  • In private homes
  • At nursing facilities

General negligence covers a wide range of everyday situations where reasonable care wasn’t taken, such as failing to fix a known hazard or properly supervising an activity. Gross negligence, by contrast, involves extreme or reckless behavior that goes beyond simple carelessness. General negligence is also different from malpractice, which applies to licensed professionals like doctors or attorneys, and from premises liability, which specifically involves injuries caused by unsafe property conditions.

How General Negligence Pre-Settlement Funding Works

General negligence pre-settlement funding provides non-recourse financial support while your claim is active, helping you manage expenses without waiting for a settlement. The process of how it works is straightforward.

Step-by-Step Process

  1. You are injured due to another party’s negligence.
  2. You obtain an attorney.
  3. You apply for pre-settlement funding.
  4. The funding company reviews your case strength and expected outcome with your attorney.
  5. Upon approval, funds may be delivered in as little as 24
  6. Ppayment only occurs if your case settles successfully.


What General Negligence Funding Can Be Used For

Funding is often used to cover:

  • Therapy and rehabilitation
  • Lost wages or reduced income
  • Rent, mortgage, utilities, and household expenses
  • Transportation costs or special equipment related to injuries

Have you been involved in a general negligence accident and need help with pre-settlement funding? Oasis is here to help! 

Apply Now


General Negligence vs Ordinary Negligence

General negligence and ordinary negligence are often used interchangeably, and in most cases, they mean the same thing: a failure to act with reasonable care that results in someone else being injured. Ordinary negligence typically refers to everyday situations, like failing to clean up a spill or properly secure equipment, while general negligence is a broader term that can include many types of careless behavior across different settings.

Ordinary Negligence Overview

Ordinary negligence refers to a failure to exercise reasonable care, resulting in harm to another person. Examples include:

  • Failing to leash a dog
  • Leaving hazards in a public area
  • Neglecting routine safety maintenance

Gross negligence, by contrast, involves extreme disregard for safety and carries more severe legal consequences.

caution sign at bottom of steps

How Pre-Settlement Funding Differs from a  Loan

Although some people refer to this option incorrectly as a “lawsuit loan,” pre-settlement funding works very differently. Loans require credit checks, monthly payments, and repayment regardless of outcome. Pre-settlement funding is a non-recourse option that is based on your case and payment is only required  if you receive compensation, making it a better option for many injured plaintiffs.

Common Examples of General Negligence

General negligence cases occur across many states, including:

Animal Bites

Dog bites, farm animal injuries, and exotic animal incidents often fall under general negligence. Owners may be held responsible if they fail to restrain, supervise, or properly warn others about their animals.

Bicycle and Pedestrian Accidents

Cyclists and pedestrians are frequently injured due to unsafe property conditions, poor roadway maintenance, or negligent drivers. These accidents are common in both urban and suburban areas and can lead to serious injuries requiring long-term care.

Amusement Park Injuries

Injuries at amusement parks may occur due to ride malfunctions, poorly maintained equipment, or operator error. Park owners and operators have a duty to ensure attractions are safe and properly supervised.

Homeowner and Nursing Home Negligence

General negligence claims involving private homes or nursing facilities may include:

  • Unsafe conditions
  • Equipment failures
  • Inadequate supervision
  • Failure to provide proper care

These cases often involve vulnerable individuals and complex liability issues.

Common Myths About General Negligence Pre-Settlement Funding

“General Negligence Funding Is Just a Loan”

​​While it’s often incorrectly called a lawsuit loan, pre-settlement funding is legally and financially different. There are no monthly payments and because it is non-recourse, there is no payment unless your case resolves successfully.

“Funding Hurts My Case”

Oasis speaks directly with your attorney and does not interfere with legal strategy. Ethical funding practices help your case to remain focused on achieving a fair outcome.

“I’ll Owe Money Even If I Lose”

Pre-settlement funding is non-recourse. If your case does not result in a settlement or award, you owe nothing.

Have you been involved in a general negligence accident and need help with pre-settlement funding? Oasis is here to help! 

Apply Now


Why Choose Oasis Financial for General Negligence Pre-Settlement Funding

Experience with General Negligence Lawsuits

Oasis Financial has extensive experience evaluating and funding general negligence claims across a wide range of injury types and in various states. This expertise helps create fair, informed funding decisions.

Transparent, Plaintiff-Focused Funding

Oasis prioritizes transparency and ethical standards. Plaintiffs receive clear explanations about funding terms, costs, and payment expectations, so there are no surprises later.

Fast Access to Funds

Oasis provides quicker access to funds than most bank or credit options, with approvals and disbursements often occurring within as little as 24 hours upon approval.

Pre-Settlement Finding FAQs

What is general negligence in law?

General negligence refers to situations where someone is injured because another party failed to exercise reasonable care.

Can I get funding for a general negligence lawsuit in California or New York?

Yes. Oasis Financial provides pre-settlement funding in both California and New York, as well as many other states, for qualifying general negligence cases.

Is general negligence the same as ordinary negligence?

Ordinary negligence is a type of general negligence involving everyday carelessness. General negligence is a broader category that includes many different types of injury-causing conduct.

How much funding can I get for a general negligence claim?

Funding amounts vary based on the strength of your case, the severity of your injuries, and the expected settlement value. Oasis evaluates each case individually.

Get General Negligence Pre-Settlement Funding Today

If you’re facing financial pressure while waiting for your general negligence case to resolve, Oasis Financial can help. With no monthly payments and no payment unless your case settles successfully, pre-settlement funding offers a better alternative to borrowing.

If you need additional information, review our FAQ page. Then, apply online or contact us to get the support you need to stay financially stable while your case moves forward.

The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only. No attorney-client or confidential relationship is or will be formed by use of the site. Readers of this website should contact their attorney to obtain advice with respect to any particular legal matter. No reader, user, or browser of this site should act or refrain from acting on the basis of information on this site without first seeking legal advice from counsel in the relevant jurisdiction.

Oasis provides pre-settlement funding, also known as consumer litigation funding, to its customers through different products depending on their state of residence or cause of action. Many consumers will be provided pre-settlement funding in the form of a purchase agreement, which assigns a portion of the pending proceeds from their legal claim. Other consumers, such as those in CO, CT and SC will be offered a funding in the form of a pre-settlement loan, sometimes referred to as a lawsuit loan. These transactions have important differences, therefore, consumers should carefully review and be aware of the type of transaction that is offered to them by any funding company.