What is Pre-Settlement Funding for General Negligence Injury Lawsuits?

Pre-settlement funding is a financial lifeline for individuals navigating the aftermath of an injury caused by general negligence. Unlike a loan, pre-settlement funding is non-recourse, meaning you only repay if your case is successful. This funding option (sometimes incorrectly referred to as a settlement advance loan), is designed to provide financial relief while you await a settlement. It covers a wide range of injury types—from slip-and-fall accidents and medical malpractice lawsuits to nursing home negligence and product liability claims.

The application process for pre-settlement funding is faster and less invasive than a loan, with no monthly payments required. Instead of worrying about mounting bills, you can focus on your recovery while your attorney works toward securing the compensation you deserve.

Do You Need Pre-Settlement Funding for a General Negligence Injury Lawsuit?

If you’re involved in a lawsuit stemming from an injury due to negligence and are wondering if you need pre-settlement funding, it might help to consider a situation where someone would qualify and benefit from this funding. For example, a single parent recovering from a car accident or a retail worker hurt on the job. Both of these individuals are unable to work as a result of these incidents and are juggling medical bills, rent, and everyday expenses while waiting for their legal cases to settle.

In these situations, pre-settlement funding provides immediate financial relief, allowing plaintiffs to cover living expenses, medical costs, or legal fees while their attorney negotiates for compensation, rather than being forced into accepting a lower settlement just to stay afloat. And with no monthly payments, and repayment required only if the case is won, it’s a practical option for those needing financial stability during what is often a lengthy legal process.

How General Negligence Injury Lawsuit Pre-Settlement Funding Works

The pre-settlement funding process for personal injury claims like general negligence and premises negligence lawsuits is straightforward and designed to provide quick relief, which is different from the more complex and time-consuming process of a loan.

First, you request funding by applying and sharing details about your case. Once approved, you receive the funds quickly—often within the same day. Finally, repayment is only required if you win your case, making it a low-risk option compared to a loan with monthly payments or interest penalties.

Person falling on the ground

General Negligence vs Premises Liability

When looking at premises liability vs negligence, the two are closely related but distinct legal concepts. General negligence refers to a broad category of claims where someone’s failure to act with reasonable care causes harm to another person. This can encompass a wide range of situations, from car accidents to medical malpractice.

Premises liability, on the other hand, is a specific type of negligence claim. It focuses on injuries caused by unsafe or hazardous conditions on someone’s property. For example, slip-and-fall accidents, inadequate maintenance, or failure to address safety hazards fall under this category. While premises liability is a subset of negligence, its focus is exclusively on property-related dangers.

Do Burn Injuries Qualify as General Negligence?

Burn injuries can qualify as general negligence when they result from another party’s failure to exercise reasonable care, leading to unsafe conditions. For example, a burn caused by a coffee shop employee spilling scalding hot coffee on a customer due to improper handling could fall under general negligence. Similarly, burns from faulty wiring in a rental property, where the landlord failed to repair or maintain safe electrical systems, would also qualify.

In these situations, the injured party may be eligible for pre-settlement funding to cover immediate expenses while their burn injury lawsuit is pending.

Have you been involved with a personal injury claim and need help with pre-settlement funding? Oasis is here to help!

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Can I Get Pre-Settlement Funding for Medical Malpractice?

Pre-settlement funding is sometimes available for medical malpractice cases. Medical malpractice occurs when a healthcare provider deviates from the accepted standard of care, resulting in harm to a patient. This negligence can arise in various areas of the healthcare process, including misdiagnosis, surgical errors, medication mistakes, or a failure to diagnose a serious condition in a timely manner.

For example, if a doctor misreads test results and delays critical treatment, or if a surgeon operates on the wrong site, these may be grounds for a medical malpractice claim. Medical malpractice pre-settlement funding can provide financial support while victims navigate the lengthy legal process to secure compensation for their injuries.

Can I Get Pre-Settlement Funding for a Dog Bite Injury Lawsuit?

Provided the claim meets certain criteria, pre-settlement funding is available for dog bite injury lawsuits. To qualify, the injury must result from a dog owner’s negligence, such as failing to secure their pet in a public space or ignoring leash laws. Incidents typically occur in settings like parks, sidewalks, or even the dog owner’s property if the victim was lawfully present.

The severity of the injury also plays a role. Cases involving significant harm, such as deep lacerations, nerve damage, or infections requiring medical attention, are more likely to qualify. Dog bite lawsuit settlement amounts can help cover medical bills, lost wages, and other expenses while the lawsuit progresses.

How Does Pre-Settlement Funding Work?

The pre-settlement funding process is quick and easy.

  1. Applying for Pre-Settlement Funding

If you’re a personal injury victim with an active legal claim and legal representation, you may qualify for pre-settlement funding. First, you will want to discuss whether pre-settlement funding is an appropriate option for you and your case. If both parties are in agreement you will then start by completing an application on the funding company’s website. Your eligibility and approval will largely depend on the strength of your case, including the estimated value of your potential settlement.

  1. Case Evaluation

The funding company collaborates with your attorney to evaluate your case details. They’ll assess factors like case strength, settlement potential, and likelihood of a favorable outcome to determine if you qualify and how much funding you may receive.

  1. Funding Approval

Funding decisions are made quickly—often within 24 to 48 hours. Companies like Oasis Financial streamline the review process to help you access funds as soon as possible.

  1. Pre-Settlement Funding Agreement

Once approved, both you and your attorney must sign a pre-settlement funding agreement outlining the terms, rates, and repayment structure. This step ensures everyone is on the same page before funds are released.

  1. Pre-Settlement Funding Process

Once the agreement is finalized, you’ll receive your funds via Western Union, direct deposit or check. Oasis Financial often provides same-day settlement funding so you can start addressing your immediate financial needs without delay.

Is There a Pre-settlement Limit?

Oasis Financial sets pre-settlement funding limits by evaluating several factors related to both the plaintiff and the specifics of their case, such as:

  • The strength and likelihood of a successful case outcome
  • The expected timeline for resolution
  • Projected settlement amount
  • The extent of injuries sustained by the plaintiff
  • Anticipated legal fees and court expenses
  • Income loss, both current and future
  • Medical expenses, including those that may arise later
  • Insurance coverage involved
  • Any previous funding already provided

Can I Get More Than One Pre-Settlement Funding Disbursement?

In many instances, you may qualify for multiple funding disbursements. If you find yourself in need of more financial support, you can request additional funding for reasons such as underestimated financial needs, case delays, increased wage loss, or unexpected medical expenses.

Have you been involved with a personal injury claim and need help with pre-settlement funding? Oasis is here to help!

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Pre-Settlement Funding FAQs

What are the Risks of Pre-Settlement Funding?

Pre-settlement funding is considered non-recourse, which means you’re not obligated to repay the funds if your case is unsuccessful. This structure minimizes your financial risk.

What does Non-Recourse Mean?

With non-recourse funding, repayment is contingent on the outcome of your case. If there’s no settlement, you owe nothing.

What Is the Probability of Defaulting?

There’s no risk of default because Oasis Financial only recovers its fees if your case results in a successful settlement.

Choosing the Right Pre-Settlement Company

When choosing a pre-settlement funding provider, it’s crucial to look for transparency, a hassle-free application process, and fast turnaround times.

Why Choose Oasis Financial?

For over 25 years, Oasis Financial has been a trusted resource for more than 350,000 clients. Known for our easy-to-follow application process, exceptional customer support, and strong approval rates, we’re committed to helping individuals and families access the funds they need.

Does Oasis Service Your State?

Oasis provides pre-settlement funding in the following states: Alabama, Alaska, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin, Wyoming

Work with Oasis Financial

Oasis Financial makes it easy to apply, with no upfront costs required. Get started today by connecting with one of our friendly customer service representatives.

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The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only. No attorney-client or confidential relationship is or will be formed by use of the site. Readers of this website should contact their attorney to obtain advice with respect to any particular legal matter. No reader, user, or browser of this site should act or refrain from acting on the basis of information on this site without first seeking legal advice from counsel in the relevant jurisdiction.

Oasis provides pre-settlement funding, also known as consumer litigation funding, to its customers through different products depending on their state of residence or cause of action. Many consumers will be provided pre-settlement funding in the form of a purchase agreement, which assigns a portion of the pending proceeds from their legal claim. Other consumers, such as those in SC and CO will be offered a funding in the form of a pre-settlement loan, sometimes referred to as a lawsuit loan. These transactions have important differences, therefore, consumers should carefully review and be aware of the type of transaction that is offered to them by any funding company.