When you’re involved in a personal injury lawsuit, the financial strain can be overwhelming. Medical bills, legal fees, and everyday expenses can quickly accumulate, leaving you in a vulnerable position. In such situations, pre-settlement funding can provide much-needed financial assistance. However, choosing the right pre-settlement funding company is crucial to ensure you receive fair and transparent terms. In this article, we will explore the key factors you should consider when selecting a pre-settlement funding company.

Reputation and Experience

One of the first factors to consider is the reputation and experience of the pre-settlement funding company. Look for a company that has a solid track record of providing reliable and ethical services. Research their history, read online reviews, and check if they have any accreditations or affiliations with legal organizations. An experienced company will have a deeper understanding of the legal process and can offer valuable guidance on your funding throughout your case.

Transparent Terms and Fees

Transparency is vital when it comes to pre-settlement funding. Review the terms and conditions of the funding agreement carefully. Ensure that the company clearly outlines the rates, fees, and any other costs associated with the funding. Additionally, look for a company that shares all your funding information and contract with your attorney. Beware of any funding company that doesn’t seek your attorneys input before the funding. Your attorney will have the best perspective on if pre-settlement funding is right for your case.

Application and Approval Process

Consider the application and approval process offered by the pre-settlement funding company. A streamlined and efficient process is crucial, especially when you need funds urgently. Look for a company that offers a simple application process with minimal paperwork. Additionally, inquire about their approval timeframe to understand how long it typically takes to receive the funds. Speedy approval can make a significant difference in managing your financial obligations.

Flexibility and Customization

Every personal injury case is unique, and your financial needs may differ from others. It’s important to choose a pre-settlement funding company that offers flexibility and customization options. They should be willing to work with you to tailor the funding amount to your specific requirements. For example, can the funding company make direct payments on your behalf – so that the funds can be used to pay directly for your medical expenses, rent, or insurance premiums? A company that understands your circumstances and offers personalized solutions is more likely to meet your needs effectively.


Have you been involved in an auto accident or workers’ comp claim and need help with pre-settlement funding? Oasis is here to help!

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Customer Support

Consider the level of customer support provided by the pre-settlement funding company. During a challenging time, you’ll want a company that is responsive, empathetic, and attentive to your needs. A reliable funding company will have a dedicated customer support team that can address your concerns promptly and provide ongoing assistance throughout the funding process.

People discussing pre settlment financing

Ethical Practices

Ethical practices should be a priority when selecting a pre-settlement funding company. Avoid companies that engage in aggressive or predatory lending tactics. Look for a funding company that adheres to industry standards and operates with integrity. For example, member companies of ARC, The Alliance for Responsible Consumer Legal Funding, are all part of a coalition focusing on advocating for fare and ethical regulations in pre-settlement funding. The pre-settlement funding company you choose should provide clear information about their services, avoid excessive rates, and maintain transparency throughout the funding process.

Reputation among Attorneys

Consider the reputation of the pre-settlement funding company among attorneys. Attorneys often work closely with funding companies and can provide valuable insights into their reliability and professionalism. If possible, consult with your attorney or seek recommendations from legal professionals to ensure that you choose a reputable funding company with a positive reputation in the legal community.

Funding Limits and Terms

Evaluate the funding limits and terms offered by the pre-settlement funding company. Some companies may have restrictions on the maximum funding amount they provide, while others may offer more flexibility. Additionally, review the repayment terms, including any grace periods, early repayment options, or penalties. Understanding these limits and terms will help you make an informed decision based on your specific financial needs.

Confidentiality and Privacy

Personal injury cases involve sensitive and confidential information. It’s essential to choose a pre-settlement funding company that prioritizes confidentiality and privacy. Verify that the company has robust security measures in place to protect your personal and case-related information. You should feel confident that your information will be handled with the utmost discretion and kept confidential throughout the funding process.

Referrals and Testimonials

Seek referrals and testimonials from individuals who have previously worked with the pre-settlement funding company. Their firsthand experiences can provide valuable insights into the company’s reliability, professionalism, and customer service. Additionally, ask the funding company if they can provide references or testimonials from satisfied clients. This information will give you a better understanding of the quality of their services.

Choosing the right pre-settlement funding company is crucial to ensure that you receive fair and transparent financial assistance during your personal injury lawsuit. By considering factors such as reputation, transparency, application process, flexibility, rates, customer support, ethical practices, attorney referrals, funding limits, confidentiality, and testimonials, you can make an informed decision that meets your specific needs. Remember to thoroughly research and compare different funding companies before making your final choice.

How Oasis Financial Can Help

Fighting your case to achieve the justice you deserve is no easy feat. Even with the best lawyer in the world, rent, mortgage payments, utilities, and grocery bills wait for nobody.

If you’re struggling with household expenses and cannot work, you may wonder what your options are.

At Oasis Financial, we provide pre-settlement funding to anyone currently pursuing a lawsuit for an accident they sustained. Getting approved for pre-settlement funding gives you the breathing space to pay your bills, concentrate on your recovery, and maximize your compensation. What’s more, if you lose, you pay nothing.

Contact Oasis Financial now to learn more about how it works or apply for your pre-settlement funding.

The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only. No attorney-client or confidential relationship is or will be formed by use of the site. Readers of this website should contact their attorney to obtain advice with respect to any particular legal matter. No reader, user, or browser of this site should act or refrain from acting on the basis of information on this site without first seeking legal advice from counsel in the relevant jurisdiction.

Oasis provides pre-settlement funding, also known as consumer litigation funding, to its customers through different products depending on their state of residence or cause of action. Many consumers will be provided pre-settlement funding in the form of a purchase agreement, which assigns a portion of the pending proceeds from their legal claim. Other consumers, such as those in SC and CO will be offered a funding in the form of a pre-settlement loan, sometimes referred to as a lawsuit loan. These transactions have important differences, therefore, consumers should carefully review and be aware of the type of transaction that is offered to them by any funding company.